When Your Biggest Assets
Are at Risk, Who Will Fight
for You?
Insurance companies have a fiduciary responsibility to their shareholders—We have a fiduciary responsibility to YOU.
Let’s get you fully restored
At Forge Claims, we bring years of experience and unmatched expertise to the table, ensuring you receive the maximum settlement you deserve.
OUR MISSION
At Forge Claims we represent policyholders in the insurance claims process, ensuring they receive fair compensation for covered losses. Here’s what we actually do:
Policy Review & Analysis
Examine the insurance policy to determine coverage, exclusions, and limits.
Explain policy details to the policyholder.
Explain policy details to the policyholder.
Policy Review & Analysis
Examine the insurance policy to determine coverage, exclusions, and limits.
Explain policy details to the policyholder.
Explain policy details to the policyholder.
Appeal Denied or Underpaid Claims
If a claim is denied or underpaid, public adjusters can help challenge the decision through additional negotiations, appraisals, or legal avenues.
Appeal Denied or Underpaid Claims
If a claim is denied or underpaid, public adjusters can help challenge the decision through additional negotiations, appraisals, or legal avenues.
Estimate the Cost of Repairs or Replacement
Create detailed cost estimates using industry-standard software and pricing.
Ensure all damages, both visible and hidden, are accounted for.
Ensure all damages, both visible and hidden, are accounted for.
Estimate the Cost of Repairs or Replacement
Create detailed cost estimates using industry-standard software and pricing.
Ensure all damages, both visible and hidden, are accounted for.
Ensure all damages, both visible and hidden, are accounted for.
Prepare & Submit the Claim
Compile the necessary paperwork, including proof of loss statements and repair estimates.
Ensure the claim is properly formatted to meet the insurance company’s requirements.
Ensure the claim is properly formatted to meet the insurance company’s requirements.
Prepare & Submit the Claim
Compile the necessary paperwork, including proof of loss statements and repair estimates.
Ensure the claim is properly formatted to meet the insurance company’s requirements.
Ensure the claim is properly formatted to meet the insurance company’s requirements.
Negotiate with the Insurance Company
Act as the policyholder’s advocate in discussions with the insurer.
Challenge lowball offers, delays, or denied claims.
Provide evidence and expert opinions to support a higher settlement.
Challenge lowball offers, delays, or denied claims.
Provide evidence and expert opinions to support a higher settlement.
Negotiate with the Insurance Company
Act as the policyholder’s advocate in discussions with the insurer.
Challenge lowball offers, delays, or denied claims.
Provide evidence and expert opinions to support a higher settlement.
Challenge lowball offers, delays, or denied claims.
Provide evidence and expert opinions to support a higher settlement.
Settlement & Payout Assistance
Ensure the policyholder receives the maximum payout allowed under their policy.
Assist in reviewing settlement offers and making counteroffers when necessary.
Assist in reviewing settlement offers and making counteroffers when necessary.
Settlement & Payout Assistance
Ensure the policyholder receives the maximum payout allowed under their policy.
Assist in reviewing settlement offers and making counteroffers when necessary.
Assist in reviewing settlement offers and making counteroffers when necessary.
Damage Assessment & Documentation
Inspect and document property damage, including structural and contents losses. Work with specialists (contractors, engineers, forensic accountants, etc.) for accurate valuations.
Damage Assessment & Documentation
Inspect and document property damage, including structural and contents losses. Work with specialists (contractors, engineers, forensic accountants, etc.) for accurate valuations.
Claim Types
At Forge Claims we assist policyholders with a variety of insurance claims, primarily related to property damage and business losses. The most common types of claims we handle include:
1. Fire & Smoke Damage Claims
Includes structural damage, smoke contamination, and loss of personal property or business assets.
2. Water Damage & Flood Claims
Covers damage from pipe bursts, leaks, sewage backups, and flooding (though flood claims may require separate coverage through NFIP).
3. Storm & Wind Damage Claims
Includes damage from falling trees, hurricanes, tornadoes, hail, ice, and high winds, such as roof damage or structural compromise.
4. Hail Damage Claims
Often affects roofs, siding, windows, and other exterior property features.
5. Hurricane & Tornado Claims
Public adjusters help navigate complex policies, including windstorm and flood coverage disputes.
6. Business Interruption Claims
Helps businesses recover lost revenue due to operational disruptions from covered perils like fire, storms, or other disasters.
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