Claim Types

At Forge Claims we assist policyholders with a variety of insurance claims, primarily related to property damage and business losses. The most common types of claims we handle include:

1. Fire & Smoke Damage Claims

Includes structural damage, smoke contamination, and loss of personal property or business assets.

2. Water Damage & Flood Claims

Covers damage from pipe bursts, leaks, sewage backups, and flooding (though flood claims may require separate coverage through NFIP).

3. Storm & Wind Damage Claims

Includes damage from falling trees, hurricanes, tornadoes, hail, ice, and high winds, such as roof damage or structural compromise.

4. Hail Damage Claims

Often affects roofs, siding, windows, and other exterior property features.

5. Hurricane & Tornado Claims

Public adjusters help navigate complex policies, including windstorm and flood coverage disputes.

6. Business Interruption Claims

Helps businesses recover lost revenue due to operational disruptions from covered perils like fire, storms, or other disasters.

7. Theft & Vandalism Claims

Involves stolen or damaged property, requiring thorough documentation to prove losses.

8. Mold Damage Claims

Often linked to water damage, requiring expert assessments to establish coverage.

9. Sinkhole & Earth Movement Claims

be included or excluded depending on the policy.

10. Collapse Claims

Structural failures due to weight of snow, defective construction, or other covered causes.

11. Liability Claims

In cases where property damage results in liability issues, such as tenant claims in rental properties.

12. Builder’s Risk & Construction Claims

For damage to buildings under construction due to unforeseen incidents.

Testimonials

Vince Ettare has handled my claims for years. He is really more than your average public adjuster. Their expertise sets them apart from the competition. Where other had failed us, they intervened and we couldn’t be happier with the results. Always a real value for what they do for me and my family, and my business.

Frank W.

The staff always go that extra mile to thoroughly and cost effectively do their jobs.

Mike N.

As a professional, my clients have benefited over and over from Vince’s excellent service. They consistently go out of their way just to make my clients’ lives easier. The sincerity with which they care for people is a gift.

Andrew A.

When I needed help I was referred to a competitor of Vince’s. I was referred to a big, impersonal consultant. It was a complete nightmare dealing with them. The staff at Forge Claims was so helpful & courteous! Thank you Vince for making it easy for me!!

Chad W.

The staff is extremely knowledgeable and they take the time to make sure you are taken care of. Highly recommended.

Bryan S.

They went above and beyond. Worked late and started early to complete our case that all others were unable to do. Thank you!

Walker B.

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